• You have a claim, or believe that you may have a claim.

• You are planning a renovation or construction project.

• You connect, or disconnect, an alarm system at your home.

• You purchase, lease, sell or trade-in a vehicle.

• You purchase, lease, sell or trade-in a watercraft of any kind.

• You purchase, sell or rent a property.

• You make a change to a lender or lessor.

• A family member moves out of or into your home.

• You hire, or let-go of, a household employee

• You experience a liquidity event.

• You are planning a trip overseas.

• Any time you receive confusing paperwork from the insurance carrier.

• Any time you have an insurance related question.