You are moving, adding a new location, or closing a location.

You hire an employee in a new state.

You increase or decrease your business personal property.

You purchase, lease, sell or trade-in a vehicle.

You make a change to a lender or lessor.

You are planning a change in ownership or sale of your business.

You are planning a renovation or construction project.

You have a claim or believe that you may have a claim.

Any time you receive confusing paperwork from the insurance carrier.

Any time you have an insurance related question.